stimulus check

The coronavirus pandemic has done a lot more than put public health at risk. It has also devastated many Americans financially. Millions have been laid off from their jobs or had their hours cut back, making it difficult for them to make ends meet.

While the government sent many Americans a $1,200 stimulus check in the spring, a lot of people are still struggling as the pandemic continues to drag on.

On Monday, a new proposal from Senate Republicans called the HEALS Act for a second stimulus payment was introduced. The Democrats have also submitted their own proposal for new payments in their Heroes Act.

With two proposals currently on the table, we now know who likely will and won’t be eligible for the next round of stimulus checks under the two proposed plans.


Who Would Get a Stimulus Check if the HEALS Act is Passed?

If the HEALS Act goes into effect, the payment guidelines would be pretty similar to the first round of stimulus payments with some adjustments for dependents.

Senator Chuck Grassley said the new bill “includes just a few people that were unintentionally left out of the last one. Mostly dependents, college and adults, that are somebody else’s dependents.”

With that in mind, here’s who would get a stimulus check under the HEALS Act:

  • An individual US resident with an adjusted gross income under $99,000
  • Head of a household making less than $146,500
  • Couples filing jointly with no children and earning less than $198,000
  • Dependents of any age


Who Would Get a Stimulus Check if the HEROES Act is Passed?

If instead the HEROES Act is the one that gets passed, the scope of eligibility would be a bit different. Under this plan, the following individuals may qualify for a second check:

  • Individuals who earned under $99,000 according to the adjusted gross income from their 2018 or 2019 return, depending on which was most recently filed
  • College students, dependents over the age of 17, disabled relatives, and the parents of taxpayers
  • Social Security Disability Insurance recipients
  • Families of up to 5
  • Non-citizens who do file tax returns, pay taxes, and use an individual Taxpayer ID Number rather than a Social Security Number


It remains to be seen which, if either, stimulus bill will be passed, but hopefully, you have a better idea of what to expect should a second check be issued.